Use the following data: Down payment: $6,900 Purchase Costs Loan payment: $270 for 48 months Estimated value at end of loan: $5,800 Opportunity cost interest rate: 4 percent per year Calculate the costs of buying versus leasing a motor vehicle. Cost of buying Cost of leasing Leasing Costs Security deposit: $2,300 Lease payment: $270 for 48 months End-of-lease charges: $870