Use the following data for questions 8-10. Investment Assets at Year End: $170,000 Investment Assets at Beginning of Year: $125,000 Savings: $25,000 Employer Match to 401(k): $4,800 Gross Income: $120,000 Total Assets at Year End: $650,000 Total Assets at Beginning of Year: $610,000 Total Liabilities at Year End: $235,000 Total Liabilities at Beginning of Year $240,000 9. What was the return on assets (ROA) for the year? a. 1.67%. b. 3.25%. c. 6.56%. d. 13.74%.