Use the following information for to answer the question (it will be helpful to create an amortization table). Tony borrows $1200.00 at an annual interest rate of 6.0%. He receives the loan on the first day of the current month and will make monthly payments on the first day of each of the following months until the loan is repaid after 24 months. The monthly loan payment is $53.18. What is the total amount of interest, rounded to the nearest dollar, Tony has to pay for the loan over the entire 2-year loan term?

$76.

$104.

$52.

$113.

Which of the following are included in the finance charge for a loan?

Interest charged for the loan.

Loan origination fees (the cost of creating the loan).

Annual loan account fees.

All of the answer choices are correct.