Use the following information to answer the next three questions below: You buy a house on October 1. The price is $180,000 and you take out a 30-year mortgage at an interest rate of 5%. You make payments of $966 at the end of each month. (Rounding: Round dollar amounts to the nearest penny) Date Beginning Loan Balance Cash Interest Decrease in Ending Paid Expense Carrying Loan Value Balance October 1 180,000 0 0 0 180,000 ? ? ? ? ? October 31 ? ? ? ? ? November 30 What is the loan's carrying value immediately following the second (November 30th) payment? What is the TOTAL amount of cash you will pay for the house? A 15-year loan would have an interest rate of 3% with monthly payment would be $759. If you chose the 15-year loan, how much money would you save on interest over the life of the loan