Use the following questions to stimulate your thought process.

a.Am I a saver, or do I spend almost all the money I receive?

b.Does it make me feel good just to spend money, regardless of what it's for?

c.Do I have clothes hanging in my closet with the price tags still on them?

d.Do I buy things because they are a bargain or because I need them?

e.Where do I want to be professionally and financially in 5 years? In 10 years?

f.Will my attitude toward money help get me there? If not, what do I need to do?

g.If I dropped out of school today or lost my job, what would I do?

Does your attitude toward money help or hinder you? How can you adjust your attitude so that you are more likely to accomplish your financial goals?

Personal Financial Goals

Short-Term Goals (1 year or less)

Goal

Priority

Target Date

Cost Estimate

Intermediate-Term Goals (2 to 5 years)

Goal

Priority

Target Date

Cost Estimate

Long-Term Goals (6+ years)

Goal

Priority

Target Date

Cost Estimate