Use the following table to define the key indicators of a bank's performance. Indicator Definition Expenses not related to the payment of interest on deposits Gross interest expenses The result of the bank's sale of securities Gross interest income Earnings after subtracting taxes Income before tax Net interest margin Loan loss provision Net income Revenue minus expenses, excluding taxes Net interest income Interest income generated from all assets Noninterest expenses Interest paid on deposits and on other borrowed funds Securities gains (losses) Ameans by which a bank accounts for defaults on its income statement