Use the given tables to find the annual premium for an automobile insurance policy if the insured lives in territory 1 and is classified OCC. The policy contains 250/500/250 liability coverage. The vehicle is 3 years old and in model class 2, the deductible for collision is $500, and the deductible for comprehensive is $0. The total annual premium for the automobile insurance is $

Annual Automobile Liability Insurance Premiums

	Territory 1			Territory 2
Liability Limits	GOOD	OCC	BAD	GOOD	OCC	BAD
50/100/50	385	600	465	354	552	752
100/300/100	425	682	1034	391	627	422
250/500/250	465	755	1036	421	691	958
500/1000/500	537	840	1207	485	775	1115
GOOD=good credit; OCC=occasional payments past 30 days; BAD=judgments, collection, bankruptcy

Annual Auto Insurance Premium Rates for Comprehensive and Collision

Territory 1
		Comprehensive						Collision
Model Class	Vehicle age	$0 Deductible			$250 Deductible			$500 Deductible			$1000 Deductible
		GOOD	OCC	BAD	GOOD	OCC	BAD	GOOD	OCC	BAD	GOOD	OCC	BAD
1	0-1	584	934	1129	393	628	759	535	855	1279	471	753	1126
	2-3	520	831	1005	350	559	676	449	718	1074	396	633	946
	4-5	397	635	768	267	427	516	396	633	946	349	557	833
	6+	374	598	723	252	402	486	332	530	793	292	467	698
2	0-1	502	803	971	338	540	653	503	804	1202	443	708	1058
	2-3	447	715	864	301	481	581	417	667	998	367	587	879
	4-5	342	546	660	230	367	444	367	587	878	323	517	773
	6+	321	514	621	216	346	418	297	474	709	261	418	624
3	0-1	472	755	913	318	508	614	478	764	1142	421	672	1006
	2-3	420	672	812	283	452	546	392	627	938	345	552	826
	4-5	321	513	621	216	345	417	342	547	818	301	481	720
	6+	302	483	584	203	325	393	277	442	661	244	389	582
Territory 2
		Comprehensive						Collision
Model Class	Vehicle age	$0 Deductible			$250 Deductible			$500 Deductible			$1000 Deductible
		GOOD	OCC	BAD	GOOD	OCC	BAD	GOOD	OCC	BAD	GOOD	OCC	BAD
1	0-1	514	822	994	346	553	668	492	787	1177	433	693	1036
	2-3	457	732	884	308	492	594	413	661	988	364	582	870
	4-5	349	559	676	235	376	454	364	582	871	321	513	767
	6+	329	526	636	221	354	427	305	488	730	269	430	642
2	0-1	442	707	854	297	475	574	463	739	1106	407	651	974
	2-3	393	629	760	265	423	511	384	614	918	338	540	808
	4-5	301	481	581	202	323	391	338	540	807	297	475	711
	6+	283	452	547	190	304	368	273	436	653	240	384	575
3	0-1	415	664	803	280	447	540	440	702	1051	387	619	925
	2-3	370	591	715	249	398	481	361	577	863	318	508	760
	4-5	283	452	546	190	304	367	315	503	752	277	443	662
	6+	266	425	514	179	286	346	255	407	608	224	358	536
GOOD=good credit; OCC=occasional payments past 30 days; BAD=judgments, collection, bankruptcy