Use the information to answer the following questions. A borrower takes a $325,000 mortgage loan from a bank. The terms are the loan are a 30 -year term, a rate of 4.75%. (20pts) a. Calculate the fixed monthly payment on this loan. b. What is the total amount of money they would pay if they made every monthly payment and paid no more than the fixed payment amount. c. How much interest do they pay over the life of this loan? d. How much would the borrower save if they chose a 20 -year term at 4.25% instead