use the provided illustration for a whole life policy with Face Amount of $100,000, male age 30. Yr Age Annual Premiums Annual Dividend 1 30 2 3 4 5 6 31 32 33 34 35 1,200.00 1,200.00 1,200.00 1,200.00 1,200.00 1,200.00 0.00 2.75 6.19 13.93 29.95 59.90 Cash Value 0.00 169.00 521.00 1194.10 2429.97 3144.96 Use the provided illustration, what is the traditional net cost per thousand per year of this policy over the 4-year period per $1,000, round to 3 decimal places? Use the provided illustration, what is the net payment cost per thousand per year of this policy over the 6-year period per $1,000, round to 3 decimal places? Use the provided illustration, assume 5% interest rate in year 5, using Belth's concept, compute the implied price of insurance, round to nearest cents and explain whether this person should surrender the policy? A medical expense policy with gold plan (80%-20% coinsurance) has a $1,000 calendar-year deductible and a $5,000 annual out-of-pocket limit and the out-of-pocket limit applies to coinsurance only. Assume a patient only submit one claim of $30,000 due to a surgery, how much of this bill will the insurer pay? Round to nearest cents.