Use the savings plan formula to answer the following question. You put $200 per month in an investment plan that pays an APR of 3.5%. How much money will you have after 16 years? Compare this amount to the total deposit made over the time period. After 16 years the investment plan will contain $ (Do not round until the final answer. Then round to the nearest cent as needed.) The total deposits made over the time period is $. (Type a whole number.)