Use the statements for the following two questions included. XYZ Company requires a short term loan of $100,000 to finance its working capital requirements. Two banks are considering the loan request but each bank requires certain minimum conditions be satisfied. Bank America requires a times interest earned of at least 4 and Bank Boston requires a NOPAT return on assets of at least 40%. . . The following information relates to XYZ Company for the year ended Dec 31, 2017: Sales $360,00) COGS 30% of sales Other expenses $10,000 Operating profit margin 40% Interest expense $24,000 Net profit margin 26% . The operating profit for XYZ will be