use the write up to describe Financial in 30 words? Time management effectiveness is a big and major problem I encounter as a student of the SCM or OPM program. A lot of effort and time are required for the program course, group assignments and individual assignments, and extracurricular activities. If I don't manage my time well, I might have poor academic achievement. I prepared a timetable and allotted enough time for top-priority of assignments, studying, and group activities, I also made use of the calendars and to-do list