Using campari please explain this case study. Jose Van Ferguson is a 35 year-old store manager of a newly established multi-national sports

franchise, Als Sports. He has worked in this line of business for the last 6.5 years having

worked his way up from security. He has maintained a satisfactorily operated account at your bank for the same duration. His BD 1,700 salary is transferred to the bank every month. He

now wishes to set himself up in business by opening his own general store, sharing equal

responsibility with his brother and has found a shop for sale at BD 60,000 (freehold). He and

his brother have BD 10,000 in savings and wish to borrow BD 50,000 for 5 years from your

bank in order to complete the purchase.