Using financial ratios to analysis using these three companies' financial statements for 2020 and 2021, 1.Public bank 2.Hong leong bank 3. Maybank Develop a critical evaluation of the company within its business sector, including the key challenges that the company is facing in competitive business environment and the following: (i) Company analysis - Company mission statement/vision - Company corporate governance - Immediate development goals - Overview of Company's financial status

(ii) Business analysis Nature of business activities & business objectives -Analyze expectations of primary stakeholders - identifying and comprehension of the nature of activities -Analyze how the Company achieve business objectives targeted. -Understanding the Operation Business Cycle

data source: 1.Public bank 2020 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=207156&name=EA_DS_ATTACHMENTS

2021 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=215482&name=EA_DS_ATTACHMENTS

2.Hong LEONG BANK 2020(PAGE 168) https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=203535&name=EA_DS_ATTACHMENTS

2021(PAGE 157) https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=211247&name=EA_DS_ATTACHMENTS

3.Maybank 2020 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=206389&name=EA_DS_ATTACHMENTS

2021 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=214684&name=EA_DS_ATTACHMENTS