Using financial ratios to analysis using these three companies' financial statements for 2020 and 2021, 1.Public bank 2.Hong leong bank 3. Maybank Question 1.Provide relevant ratio calculations for both comparison years within the following performance areas- Select ONE ratio that best reflect each category in evaluation. -Liquidity. -Asset Utilization and efficiency - Capital structure & Solvency -Profitability Ratios - Cash Flow Ratios. Note: The inventory turnover ratio may not be applied to your Company if you have chosen a service company, banking or insurance. If this is the case, choose another ratio to calculate instead. Written proof of how the ratios were calculated MUST be attached to the report (show all numbers in the calculations- not just the end result). The above rations are not exhaustive. You may use another kind of ratios that may be suitable for the selected Company. (CLO2)

Question 2:With the above ratios, critically evaluate if you would invest in this Company, in comparison with another competitor company that is in the same sector, using the same basis years. (CLO3)

data source: 1.Public bank 2020 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=207156&name=EA_DS_ATTACHMENTS

2021 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=215482&name=EA_DS_ATTACHMENTS

2.Hong LEONG BANK

2020(PAGE 168) https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=203535&name=EA_DS_ATTACHMENTS

2021(PAGE 157) https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=211247&name=EA_DS_ATTACHMENTS

3.Maybank 2020 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=206389&name=EA_DS_ATTACHMENTS

2021 https://disclosure.bursamalaysia.com/FileAccess/apbursaweb/download?id=214684&name=EA_DS_ATTACHMENTS