USING IRAC ANSWER THE FOLLOWING QUESTIONS:

Q: 18-year old Tricia wants to buy a car, but needs a loan to get the car. Because Tricia doesn't have any credit, the dealership insists that Tricia's mother co-signs the loan.Tricia asks her mother to co-sign the loan.In front of the sales people, the mother verbally agrees to co-sign the loan.The car costs $3,000.While the original agreement with Tricia is in writing, the dealership forgets to have Tricia's mother co-sign the agreement.Tricia defaults on several payments and the dealership repossesses the car and decides to go after Tricia's mom for the remaining amount owed.Who wins and why?