Using only Credit Score, Years of Credit History, Revolving Balance, and Revolving Utilization, apply single linkage cluster analysis to the first six records in the accompanying Credit Approval Decisions data and draw a dendogram illustrating the clustering process.

Record Homeowner Credit Score Years of Credit History Revolving Balance Revolving Utilization Decision 1 Y 725 20 $11,320 25% Approve 2 Y 573 9 $7,200 70% Reject 3 Y 677 11 $20,000 55% Approve 4 Y 795 22 $9,000 12% Approve 5 N 527 12 $5,700 75% Reject 6 N 625 15 $12,800 65% Reject 7 N 733 7 $35,200 20% Approve 8 N 620 5 $22,800 62% Reject 9 Y 591 17 $16,500 50% Reject 10 Y 660 24 $9,200 35% Approve 11 Y 700 19 $22,000 18% Approve 12 Y 500 16 $12,500 83% Reject 13 Y 565 6 $7,700 70% Reject 14 N 620 3 $37,400 87% Reject 15 Y 774 13 $6,100 7% Approve 16 Y 802 10 $10,500 5% Approve 17 N 640 7 $17,300 59% Reject 18 N 523 14 $27,000 79% Reject 19 Y 811 20 $13,400 3% Approve 20 N 763 2 $11,200 70% Reject 21 N 555 4 $2,500 100% Reject 22 N 617 9 $8,400 34% Reject 23 Y 642 13 $16,000 25% Approve 24 N 688 3 $3,300 11% Approve 25 Y 649 12 $7,500 5% Approve 26 Y 695 15 $20,300 22% Approve 27 Y 701 9 $11,700 15% Approve 28 N 635 7 $29,100 85% Reject 29 N 507 2 $2,000 100% Reject 30 Y 677 12 $7,600 9% Approve 31 N 485 5 $1,000 80% Reject 32 N 582 3 $8,500 65% Reject 33 Y 699 17 $12,800 27% Approve 34 Y 703 22 $10,000 20% Approve 35 N 585 18 $31,000 78% Reject 36 Y 620 8 $16,200 55% Reject 37 Y 695 16 $9,700 11% Approve 38 Y 774 13 $6,100 7% Approve 39 Y 802 10 $10,500 5% Approve 40 N 640 7 $17,300 59% Reject 41 N 536 14 $27,000 79% Reject 42 Y 801 20 $13,400 3% Approve 43 N 760 2 $11,200 70% Reject 44 N 567 4 $2,200 95% Reject 45 N 600 10 $12,050 81% Reject 46 Y 702 11 $11,700 15% Approve 47 Y 636 8 $29,100 85% Reject 48 N 509 3 $2,000 100% Reject 49 N 595 18 $29,000 78% Reject 50 Y 733 15 $13,000 24% Approve

Choose the correct dendogram below.

Dendogram d Distance 1.8588- 1.3114 1.2251- 0.9693- 0.746- N- 6 5 3 Record Print Done X Dendogram Distance 1.8588- 1.31141 1.2251- 0.99 0.746- 2 5 1 3 6 Record Print Done Dendogram a Distance 1.8588- LY 1.3114 1.2251-1 0.9693- 0.746- 5 3 Record Print Done Dendogram b - Distance 1.8588- 1.3114 1.2251 0.9693- 0.746- 2 5 6 3 Record Print Done Dendogram d Distance 1.8588- 1.3114 1.2251- 0.9693- 0.746- N- 6 5 3 Record Print Done X Dendogram Distance 1.8588- 1.31141 1.2251- 0.99 0.746- 2 5 1 3 6 Record Print Done Dendogram a Distance 1.8588- LY 1.3114 1.2251-1 0.9693- 0.746- 5 3 Record Print Done Dendogram b - Distance 1.8588- 1.3114 1.2251 0.9693- 0.746- 2 5 6 3 Record Print Done