Using provided data, solve for present value. When calculating 1/(1+I/Y)^N, round your answer to four decimal places. Use your rounded answer to calculate PV; enter PV rounded to the nearest dollar. When entering (1+I/Y) into the formula, be sure to solve for (1+I/Y) and then enter the result rounded to two decimal places. 

PV FV PV: FV: Annual Interest Rate: IY: n: [Number of years) N: [Number of compounding periods) Compounded (Y): X X X Formula Method 1/ Facts 1/ (1+1/Y) $140,000 12% 196 5 60 Monthly AN