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Using the 2020/21 threshold, if Bob earns gross wages of $1000/week, what effect, if any, would having a HELP Debt have on his net pay,

Using the 2020/21 threshold, if Bob earns gross wages of $1000/week, what effect, if any, would having a HELP Debt have on his net pay, and why?

 (reference about HELP Debt)https://www.hrblock.com.au/tax-academy/understanding-hecs-help

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