Using the below information, calculate the following (please show work):

Investment Securities	$23,000
Demand Deposits	$19,000
Now accounts	$89,000
Cash and due from banks	$9,000
Taxes	$3,000
Interest on fees and loans	$9,000
Retail CDs	$28,000
Long term debt	$19,000
Reverse Repos	$42,000
Interest on investment securities	$4,000
Interest on long term debt	$2,000
Loans	$90,000
Fixed Assets	$15,000
Interest on reverse repos	$6,000
Interest on deposits	$9,000
Other assets	$4,000
Paid in capital	$4,000
Retained earnings	$12,000
Common stock	$12,000
Interest on deposits in other banks	$1,000
Provision for loan losses	$2,000
Other income	$2,000
Other expenses	$1,000

A. Equity Multiplier

B. Provision for loan loss ratio