Using the following information, the expected return of the following bond fund is _____%.

Notional principal of the portfolio (in millions)	170
Average bond coupon payment (per 100 par value)	4.97
Coupon frequency	Annual
Current average bond price	97
Expected average bond price in one year (assuming an unchanged yield curve)	97.87
Average bond convexity	0.16 keep at this value (do not scale) your calculations
Average bond modified duration	5.06
Expected average yield and yield spread change	0.32%
Expected credit losses	0.39%
Expected currency gains (+) or losses (-)	0.00%