Using the info below, please answer the following question.

What does the following data mean for investors, (asset allocations, etc.) And would this motivate anyone to make investment decisions? Please discuss portfolio management, risk, and diversification, returns, tax issues, transaction fees, and the time value of money. 

 

Data:

The 10-year yield rose 0.103 percentage point to 2.911% today. The price fell 28/32 to 99 22/32.

 

--Largest one-day yield gain since Tuesday, June 14, 2022

--Snaps a four-trading-day losing streak

--Yield is off 0.571 percentage point from its 52-week high of 3.482% hit Tuesday, June 14, 2022

--Yield is up 1.738 percentage points from its 52-week low of 1.173% hit Monday, Aug. 2, 2021

--Yield is up 1.590 percentage points from 52 weeks ago

--Yield is up 1.283 percentage points from its 2022 closing low of 1.628

% hit Monday, Jan. 3, 2022

--Year-to-date the yield is up 1.415 percentage points