Using the information provided, answer the following rate/term question using conventional lending: Value = $325,000 Current balance = $245,580 Current payment = $1,890 Taxes = $205 Homeowners insurance = $60 Closing Costs = 2.5% Prepaids = 1% What is their new loan amount and proposed monthly PITI based on a 30-year fixed-rate of 6.125%? Choices: $256,859 / $1,825.70 $254,850 / $1,913.31 S254,850 / $1,892.07 $256,750 / $1,925.60