Using the role of Deposit Insurance Institutions in the Caribbean financial markets explains the following

1. History of Deposit Insurance in the Caribbean.

2. Discussion on instances where deposit insurance was paid to depositors of financial institutions

. 3. Critical analysis of the benefits and costs of deposit insurance including moral hazard and if the system can function effectively without deposit insurance.

4. With reference to countries where there have been very little, or no history of bank failures are deposit insurance institutions still necessary?