Usury at one point meant lending money at any interest rate, and has come to mean lending money at an exploitatively high interest rates. The US Conference of Catholic Bishops has expressed support multiple times for a ban on interest rates above 36% as constituting usury. Senator Bernie Sanders has introduced legislation banning credit cards above a 15% interest rate (it did not become law). Compare these proposals and discuss their potential impact, applying relevant course material and your own research on prevailing interest rates.