Utah's minimum liability limits are 25,000/60,000/15,000. You have the legal minimum coverage and you cause an accident that causes the following damages: Passenger 1 - $30,000 in medical damages Passenger 2 - $40,000 in medical damages Vehicle 1 (Porsche) - $38,000 in physical damage (this is not your vehicle) Assuming the other vehicle does not have insurance, how much damage is NOT covered by your policy? O $5,000 in medical damage, $38,000 in property damage O $20,000 in medical damage, $23,000 in property damage $0 in medical damage, $38,000 in property damage O $0 in medical damage. $0 in property damage - you're covered because you have insurance NAN AMan hidman