Utilizing your research experience from the previous weeks, consider the article Subprime Crisis and Fair-Value Accounting (Healy, Palepu, & Serafeim, 2009) from the perspective of an accounting regulator (e.g., the FASB). Next, using outside sources that you may seek and your professional experience, develop and write a 3- to 4-page paper concisely answering the following questions: (A8.1) If you were a FASB researcher, what specifically would be the relevant accounting research question with respect to the subprime crisis and fair-value accounting? Propose a research question spanning multiple areas of an organization's financial statements. (A8.2) What accounting standards exist that already effect banks involved in the crisis? (A8.3) What must be known, estimated, and assumed to answer the research question? (A8.4) What would your recommendations be with respect to fair-value accounting standards for banks? Outline the basis of your recommendation.