V. Annuities (15 points) Please calculate the present value of the following annuity streams 1. $12,000 received at the end of each year for ten years if investments pays 8% compound annually. Ihreeoff to Ayogo- 2. $12,000 received at the start of each year for ten years if investments pays 8% compound annually. 3. $1,000 received at the end of each month for ten years if investments pays 8% compound monthly. 1pgo