Valentino is a patient in a nursing home for 51 days of 2023. While in the nursing home, he incurs total costs of $25,704. Medicare pays $15,422 of the costs. Valentino receives $28,274 from his long-term care insurance policy, which pays while he is in the facility. Assume that the Federal daily excludible amount for Valentino is $420. Of the $28,274, what amount may Valentino exclude from his gross income