Valid Cumulative Frequency Percent Percent Percent Valid Less than 1 Year 4 4.0 4.0 4.0 1-5 Years 55 55.0 55.0 59.0 6-10 Years 32 32.0 32.0 91.0 More than 10 9 9.0 9.0 100.0 Years Total 100 100.0 100.0 Figure 1.8 Experience with the primary internet banking Experience 9% 4% Less than 1 Year 1-5 Years 32% 6-10 Years More than 10 Years 55%