Question
Vanessa is a marketing representative with Insurance Company (IC). Her territory is a large metropolitan area. In her territory, she has organized the Risk Management
Vanessa is a marketing representative with Insurance Company (IC). Her territory is a large metropolitan area. In her territory, she has organized the "Risk Management Club." She and several of IC's loss control representatives meet monthly with the risk managers of IC's major clients in the area. The group shares ideas about risk control, and talks about what the clients need in terms of loss control services. Vanessa sometimes arranges for outside experts to attend and give presentations.
Canon 4Diligent Performance of the Ethical Guidelines for Insurance Professionals states: "Insurance professionals should be diligent in the performance of their occupational duties and should continually strive to improve the functioning of the insurance mechanism." Which one of the following best describes how Canon 4 applies in this case?
Select one:
A. Vanessa is in compliance with Canon 4 because she is helping improve the insurance mechanism in her territory.
B. Vanessa is in violation of Canon 4 because she is having loss control representatives and outside experts do her job.
C. Canon 4 does not apply because this type of activity is outside of Vanessa's normal duties as a marketing representative.
D. Canon 4 only applies to those insurance professionals who are involved in product development, research, or regulation.
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