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Vanessa uses credit cards because she likes to earn airline miles and cash-back rewards. She always pays off her balances in full each month and

Vanessa uses credit cards because she likes to earn airline miles and cash-back rewards. She always pays off her balances in full each month and never has to pay interest or any finance charges. What is Vanessa in this scenario? Vanessa uses credit cards because she likes to earn airline miles and cash-back rewards. She always pays off her balances in full each month and never has to pay interest or any finance charges. What is Vanessa in this scenario? a borrower a credit counselor a convenience user a cosigner

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