Variable annuities include which of the following attributes?

Tax free growth

Intra-day liquidity

Unlimited pre-tax contributions

Guaranteed death benefit

Your customer retired 2 years ago at age 70. He recently took a job at a retailer greeting customers. He would like to contribute to a retirement plan to accumulate additional money with the view to leave something to his grandchildren. You would advise him to open a?

Roth IRA

Traditional IRA

Mutual Fund

An Annuity