Vaughn Corporation factored, with recourse, $$295000$ of accounts receivable with Ayayai Financing. The finance charge is $4\%,$ and $6\%$ was retained to cover sales discounts, sales returns, and sales allowances. Vaughn estimates the recourse obligation at $$7080.$ What amount should Vaughn report as a loss on the sale of receivables?

$$36580.$

$$18880.$

$$11800.$

$$0.$