Vernon wants to buy a $21,000 car. He has three options: Plan A: Pay $21,000 in cash for the car today Plan B: Pay $400 per month for 5 years, the first payment starts exactly one month from today. Plan C: Pay $1250 down payment today and then pay $370 per month for 5 years with the first payment due exactly one month from today. Assuming an interest rate of 3.75% p.a., all else constant, which of the following options should Vernon choose? a. Plan A b. Plan B c. Plan C d. All three options are the same e. There is not enough information provided to answer this question.