Veronica has two offers for a $65,000 student loan. The first loan has a 6.3% interest rate for 15 years, and the second loan has a 4.8% interest rate for 20 years. Both loans have interest compounded every month. Veronica is interested in finding the loan that minimizes the amount of interest that she will pay over the life of the loan. Which loan has a lower amount of interest paid? Select the correct answer below: the 15-year, 6.3% loan the 20-year, 4.8% loan Both loans charge the same amount of interest. Not enough information is provided to determine the amount of interest that will be naid for each loan