VI. Credit Cards Current Situation For Credit Cards, answer the following for one of your credit cards (bold items are required): If you have no credit cards, use the sample credit card terms and complete your action plan on views of future debt and perhaps your plan to obtain a credit card B 1 % 2 % % 3 4 % 5 6 % % 7 % 8 % Annual Percentage Rate for Purchases (fixed or variable) Cash Advance APR (fixed or variable) Balance Transfer APR (fixed or variable) Overdraft Advance APR (fixed or variable) Variable Rate Information (Index is Purchase And Balance Transfer APR (Index + %) Cash Advance APR (Index + %) Default APR (Index + __%) Grace Period (in days) Method of Computing Balance for Purchase Annual Fee Minimum Finance Charge Transaction Fee for Balance Transfers Transaction Fee for Cash Advances Late Payment Fee Over-the-Credit-Limit Fee 19 10 11 12 13 14 15 16 - Loans Page 1 of 5