Vicky is an insurance agent. He receives a call from a new client, Nancy, who wants to apply for a life insurance policy. Nancy informs Vicky that she will only be available for a virtual meeting to submit an online application. Which of the following services cannot be carried out electronically and Vicky will have to meet Nancy in person? bjNScXErcEF$4$UytXS$0$o$3$b$12$h$0$XI$4$d$209$a$.$ Verifying Nancy's identityb.O Delivering the final contractc. O Everything can be done virtuallyd. Obtaining Nancy's signature