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Victor received an 8 - year subsidized student loan of $ 2 3 , 0 0 0 at an annual interest rate of 4 .

Victor received an 8-year subsidized student loan of $23,000 at an annual interest rate of 4.85%. If Victor qualifies for an income-adjusted repayment plan of $300 per month, how long (in months) will it take him to repay the loan? (Round your answer up to the nearest month.)

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