Victoria, who owns a popular restaurant in a large city, purchases a business income coverage form (BIC). Which one of the following best explains why Victoria is likely to find the extended period of indemnity coverage option attractive? The restoration period might be longer than expected It might take more than 60 days to return to normal income levels after reopening The city's economy might decline while the property is being restored It might take more than 120 days from the beginning of the period of restoration to return to normal income levels