Vijay felt that to support his company (FFYs growth), he may need to raise capital soon. His options are to borrow funds as a loan from BDC (Business Development Corporation), or issue shares and raise equity capital. Explain to him about ratio analysis specifically, he would like to know the ratios which the lender (BDC) would be interested in and the ratios a potential shareholder would look at before considering investing in FFY? Answer in about 250 words.