Vince Price has in his possession an otherwise negotiable instrument that reads: 3. I, Waldo, hereby promise to pay to the order of Mark or bearer.... Which of the following is true? A.Because the instrument is payable to Marks order, it is a draft. B.If Mark endorses the instrument, he assumes potentially greater liability to subsequent transferees than if he transfers it by mere transfer of possession. C.The instrument is nonnegotiable. D.Marks signature is required to negotiate the instrument