Vincent applied for a term life policy nearly 3 months ago. His insurance agent reviews the provisions and policy warding with kim Whan the syart asks him about any change in insurability since he made the application, Vincent mentions an ear ache that he had a couple of months wop and sers tim week to a local medical clinic to have it checked. He has had no issues with his ear since then and no other doctor visits. The agent is wondering wisthit. Vincent's ear ache should be disclosed to the insurer before the policy is delivered. To respect his obligations, what should the agent do about disclosing the ear ache? He shouldn't disclose it, ns i foes not affect overall health. Any change in health must be disclosed. He shouldn't disclose it, as Vincent has fully recovered with no further treatment. He must disclose it if there was medication prescribed