Virat landed his first job at Telus upon graduating from Concordia in December $2023.$ After

his $3$ months of probation, Virat was offered to participate in Telus' Group Registered

Retirement Savings Plan $($RRSP$).$ As he is only $22$ years old, he is not yet ready to think

about retirement and therefore decided not to participate in the company offering, even if

the company would have matched his $$300$ monthly contribution. Assume that Virat would

retire at age $65,$ how much would he have accumulated in his retirement plan if the plan

averaged an annual return of $7\%$ interest compounded semi$-$monthly?

a$)$ $$1,839,331$

b$)$ $$1,749,563$

c$)$ $$2,105,010$

d$)$ $$1,667,227$

e$)$ $$1,971,849$