Waiting period. Susan Norman seeks your financial advice. She wants to know how long it will take her to become a millionaire. She tells you that she has $1,524 today and wants to invest it in an aggressive stock portfolio. The historical return on this type of investment is 20% per year. How long will she have to wait if the $1,524 is the only amount she invests and she never withdraws from the market until she reaches her $1 million? (Assume no taxes on the earnings) What if the rate is on 14% annually? What if the rate of return is only 9% annually?