Wal-Mart is not a bank, but it does provide some financial services. It houses bank branches in its stores and has set up in-store bank operations under the name of "Wal-Mart Money Center by SunTrust." It attempted to buy a couple of banks but dropped the idea when it encountered stiff opposition. Even so, some experts say that it's not a matter of whether Wal-Mart will become a bank, but a matter of when. What's your opinion? Should Wal-Mart should be allowed to enter the financial-services industry. Who would benefit if Wal-Mart became a key player in this industry? Who would be harmed? Please research this question before responding, and cite to resources that support your response.