Walter, who is employed by Entergetic, and his wife, Skyler, have discussed the Entergetic Pension plan provisions and

have decided that Skyler will waive the QPSA. Which of the following is correct?

A waiver does not have to be in writing but must be witnessed by a plan official.

The participant spouse, in lieu of the nonparticipant spouse, can sign the waiver.

The waiver must clearly indicate the consequences of the waiver.

Waiving the QPSA does not require a notary or the witnessing by a plan official.