Ways in which bank regulations reduce the adverse selection and moral hazard problems in banking include Seleccione una: O a. all of these. O b. a chartering process designed to prevent crooks from getting control of a bank. Oc restrictions that prevent banks from acquiring certain risky assets, such as common stocks. O d. only a chartering process designed to prevent crooks from getting control of a bank and restrictions that prevent banks from acquiring certain risky assets, such as common stocks of these. O e. high bank capital requirements to increase the cost of bank failure to the owners