- Ways to lower the cost of your insurance coverage include: (select all that apply)

	a) taking advantage of discounts.
	b) comparison shopping.
	c) increasing your deductibles.
	d) staying accident free.

- Basic health insurance coverage includes: (select all that apply)

	a) hospital expense insurance
	b) physician expense insurance.
	c) surgical expense insurance.
	d) disability income insurance.

- Long-term care insurance pays for nursing home expenses as well as home health care.

	True
	False