We all have heard the statement "save something for a rainy day". That means to put some money aside for future needs.

If you had to speak to a class of young teenage scholars, what would encourage them to do financially?

Would you just encourage them to save money on their own? Why or Why not?

Would you encourage them to save on their own and invest? Why or why not?

Based on your own personal experience, what would you share with the class about your pros and cons of saving and/or investing?